Have Questions?

CALL  (734) 392-8300
 

connect with us

Paperwork Needed

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:

  • Social Security numbers for both you and any co-borrowers
  • Copies of checking and savings accounts statements (all pages) for the past two months
  • The most recent statement of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
  • The most recent 30 days paycheck stubs
  • W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment
  • The name and address of someone who can verify your employment
  • Residence history for the past two years
  • Sales contract for the purchase of a new home
  • Homeowner's association information with contact information if property is a condo or part of a homeowner's association
  • The most previous 2 years of filed Federal Tax Returns- all schedules (business and personal if self employed)
  • Copies of your drivers licenses 
 

Purchase

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime we are here to help.
To get started click here

Refinance

We can help you lock in a long term fixed rate or refinance and get cash out.
To get started click here

FHA loans

There are lots of good reasons to choose an FHA loan.
To get started click here