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USDA Loans: Now Available to Millions

The USDA changed rules in 2009 that makes millions of Americans eligible for its rural mortgage programs. The American dream of home ownership has become more difficult as families struggle to come up with the 20% down payment that many conventional home loans require. With the USDA loan many are still able to get a zero down home loan.

Do I Qualify for a USDA Loan?

In the past USDA Loans were often call "farmers loans" but times have changed. Almost anyone outside of a major metropolitan area looking to purchase a home can qualify for a USDA loan. Eligibility varies based on area, your income, credit history, and number of dependents claimed so it's important that you call and speak with one of our experts to see if you qualify.

  • Zero money down and 100% financing is available
  • USDA loans come directly from the federal government or from government approved and backed lenders
  • You can have lower monthly payments with terms up to 30 years
  • Bad credit can qualify
  • Low income families can qualify

 USDA Loans are for:

  • New Residential Home
  • Pre-existing Residential Home
  • Condominium
  • Townhouse
  • Land and the cost of building a home

Ask us about the USDA Pilot Refinance Loan now available and how it can save you money on your previous USDA Loan!

 

Purchase

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime we are here to help.
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Refinance

We can help you lock in a long term fixed rate or refinance and get cash out.
To get started click here

FHA loans

There are lots of good reasons to choose an FHA loan.
To get started click here